How to Set Achievable Goals

S.M.A.R.T. Goal

S.M.A.R.T. Goal is one of the most effective goal setting strategies employed by a myriad of reputable companies around the world. It is also one of my preferred strategies to equip my students with. The concept in and of itself is rather straightforward: you set a specific, measurable, attainable, realistic goal to be completed within a certain time frame.

Here’s an arbitrary example of how a S.M.A.R.T. Goal would be structured:

Goal: Accrue $12,000 in the emergency fund.

Specific: $12,000 over 24 months, save $500/month
Measurable: at the end of each month, I can sum up all my savings and see if it adds up to $500
Attainable: $500 is equivalent to roughly to $17/day. If I eat at home and pack a lunch to work, I can save $17/day on food.
Realistic: if I am being achingly honest, I will not only eat at home and pack a lunch for two years straight. So the $17/day will have to come from a reduction from other budgets. So if I were to save $400/month from food, $100/month from commute, then it will be doable.
Time-bound: 2 years

Setting goals is the first step in turning the invisible into the visible.

Tony Robbins

2 Major Roadblocks


Over the years, I noticed that one of the biggest obstacle we face when it comes to achieving our goals—is ourselves. So often we are stunted in our mind. Instead of overthinking and preparing for every possible failure, the secret is to start. You can always refine and pivot as you make advancement towards your goal!


Growth is uncomfortable. It challenges us to step outside of our comfort zone. Often, it is so much easier to remain cocooned in what is familiar, instead of inching forward—especially when results may be imperceivable at first. It is important that you trust the process, trust the journey. When your motivation is lacking, have your discipline and courage carry you. Stay steadfast in the pursuit of your goals even when you may not feel motivated to.

Thank you for reading! I hope this strategy can be of help to you in achieving new goals! 💙